This Disclaimer governs the use of the payment solution services (“Services”) offered by Praket Consultancy (“Company,” “We,” “Us,” or “Our”). By accessing or using our website, mobile applications, APIs, or related services, you (“User,” “You,” or “Your”) acknowledge and agree to the terms set forth herein. While we strive to ensure uninterrupted availability of our Services, we do not guarantee error-free, continuous, or fully secure access. Downtime may occur due to system maintenance, upgrades, technical issues, or factors beyond our control.
We act solely as a payment processing intermediary connecting merchants and their customers. We do not guarantee the quality, legality, safety, or fulfillment of products or services acquired via our payment solution. Any disputes related to such transactions must be resolved directly between the buyer and the merchant. Payments may be delayed, declined, or canceled for reasons including, but not limited to, insufficient funds, regulatory compliance checks, fraud prevention measures, or banking/network disruptions.
Our operations comply with applicable Indian laws, including the Digital Personal Data Protection Act, 2023 (DPDP Act), Information Technology Act, 2000, RBI guidelines, and the Payment Card Industry Data Security Standard (PCI DSS). However, you are responsible for ensuring that your use of our Services aligns with all relevant legal and regulatory requirements. The information provided on our platform is intended for general informational purposes only and does not constitute financial, legal, or tax advice. Our Services may include links to third-party websites, apps, or services, for which we do not assume any responsibility, endorsement, or control over their content, terms, privacy practices, or operations.
While we implement robust security measures to protect your data, complete security against cyberattacks, unauthorized access, or hacking cannot be guaranteed. You are responsible for maintaining the confidentiality and security of your account credentials, payment details, and personal information.
To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, consequential, or special damages resulting from your use of our Services. Our total liability in any scenario will be limited to the transaction fees paid to us for the particular transaction in question.
We may revise this Disclaimer from time to time to reflect changes in our Services, legal obligations, or regulatory requirements. Continued use of our Services after such updates constitutes acceptance of the revised terms.
If you do not agree with any part of this Disclaimer, you must immediately cease using our Services.
For any questions, concerns, or clarifications, please contact us at (mention email).

